Here’s how I plan to retire with a £1m Stocks and Shares ISA

first_img Our 6 ‘Best Buys Now’ Shares Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Simply click below to discover how you can take advantage of this. Image source: Getty Images When you start investing in a Stocks and Shares ISA, it can feel like not much is happening in terms of growing your wealth. It takes a few years for compound gains to really start working their magic.Look at a chart of your projected net worth and by year five, not that much is happening. By year 10, the line really starts to bend upwards. By year 15, things are hotting up. And by year 20 if you stay invested? That’s when your portfolio really starts to rocket.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…I’m 38 now, so if I’m lucky, I’ll be hanging up my laptop and retiring at some time around 2050. If I’m unlucky, and UK government debt goes the way of Greece, it could be a lot longer.Stocks and Shares ISA makes senseIn any event, I’m sticking to a plan of modest growth at the lowest possible risk. I won’t have grafted my entire life to see all my hard work go up in smoke on a series of daft bets.When you’re desperate to get rich quick, that tends to be the point at which you lose the most. You start taking crazy risks, investing your entire net worth in a ‘sure thing’, buying terrifyingly volatile trendy stocks, or shares in unprofitable mining companies.My best shot at achieving a £1m Stocks and Shares ISA is to keep hold of my best FTSE 100 shares, like Scottish Mortgage Investment Trust. I’ll likely hold my favourite FTSE 250 long-term growth stocks, like Games Workshop, too. I may add a few government bonds and maybe some high-profit AIM stocks, like Team17, for a little bit of excitement.By taking the long view and gently compounding wealth over time, I think can still invest my way to a million quid. It’s not so rich I can light my cigars with tenners, but it’s a healthy chunk of change and a reasonable goal.How to get thereSay for example I open a Stocks and Shares ISA tomorrow. If I’m sensible, I’ll have six months’ worth of my salary in a savings account for emergencies. But otherwise, my investing journey starts with zero pounds.I’m keen to get started, so I’m going to add the maximum amount allowed to my Stocks and Shares ISA every month. The limit as of May 2020 is £20,000 a year. That’s £1,666.67 each month. Or about £416 a week. If I stop spending so much on beer and late-night Amazon purchases, I can make it work.At a 10% annual return on my investment it will only take 21 years to reach the magic £1m figure.If I had placed all this money in a Cash ISA instead, it would take — at current rates of 1.4% interest — 40 years of constant saving to reach the magic seven-figure sum.Most investors would be more than happy with 10% consistent annual return over two decades. But say I don’t manage it. Let’s say instead that I get a more conservative 6% annual return. It would take 26 years. That’s still a reasonably long time. But I’ll still be growing my wealth much faster than the four decades of grind with a Cash ISA. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. See all posts by Tom Rodgerscenter_img Here’s how I plan to retire with a £1m Stocks and Shares ISA Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. “This Stock Could Be Like Buying Amazon in 1997” Enter Your Email Address Tom Rodgers | Wednesday, 27th May, 2020 Tom Rodgers owns shares in Scottish Mortgage Investment Trust, Games Workshop and Team17. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.last_img read more

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easyJet share price falls 51% this year! Is it too cheap to ignore now?

first_imgeasyJet share price falls 51% this year! Is it too cheap to ignore now? Kirsteen has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Our 6 ‘Best Buys Now’ Shares “This Stock Could Be Like Buying Amazon in 1997” easyJet issues more sharesThe airline has been mired in controversy throughout the pandemic. It insisted on paying a £174m dividend to shareholders in March, then borrowed heavily from the state including a £600m loan from a Treasury and Bank of England fund.It has now opted to launch a rights issue, which is an invitation to existing shareholders to purchase new shares in the company. This is worth £450m and is equivalent to 15% of easyJet’s share capital. It has raised £1.7bn during the pandemic and the rights issue should give it a cash balance of £3bn to see it through a nine-month grounding if required.For the rights issue to go ahead it will require shareholder approval, which may not go down well with easyJet founder Sir Stelios Haji-Ioannou who has clashed with the board frequently over the years. Sir Stelios wants easyJet to cancel a £4.5bn contract with Airbus for 107 planes. He believes the order is unnecessary in the current climate and could even bankrupt the airline. He has accused Airbus of wrongdoing and offered a £5m reward to any whistle-blower providing proof that leads to the cancellation of the order. None of this is encouraging for the easyJet share price.Future air travel outlookBefore the pandemic took hold, air travel was expected to rise in the coming years and easyJet looked poised for growth and strengthening profits. This is no longer the case and the easyJet board now expects it will be 2023 before previous air traffic levels return.The FTSE 250 airline resumed flying last week, with a skeleton provision. Quarantine rules and air travel demand will determine how quickly activity can be ramped up. Holiday bookings are already back in play and appear to be encouraging so far. easyJet is an instantly recognisable brand with a firm UK presence. It is often the go-to airline for cheap flights and its ruthless cost-cutting stance through the pandemic could pay off. I think this airline will eventually recover and for the patient investor, the easyJet share price looks cheap, but it may well get cheaper. Stock market volatility is marked by daily fluctuations caused by shifting news reports. London stocks fell again in early trade today and the easyJet share price is down another 7%+ as I type. This volatility is giving savvy investors an opportunity to buy quality companies at knock-down prices. So would I buy easyJet? Well, the BAE share price is down again today, as is SSE, both companies I prefer to the airline stock.  Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Simply click below to discover how you can take advantage of this. Kirsteen Mackay | Thursday, 25th June, 2020 | More on: EZJ I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. See all posts by Kirsteen Mackay Budget airline carrier easyJet (LSE:EZJ) has frequently made headlines in recent months, not always for the right reasons. The easyJet share price has fallen 51% since the turn of the year. We can put this down to the coronavirus pandemic, but does it have what it takes to recover?In its half-year results posted yesterday, easyJet declared a pre-tax loss of £353m for the period. This included £160m for hedging against fuel price fluctuations, which backfired when fleets were grounded. It cut 4,500 jobs last month and intends to continue cost-cutting measures and streamlining where necessary in the coming weeks. Earnings per share are 88p and it has a price-to-earnings ratio of 8. It plans to cut its fleet size and has deferred delivery of new planes for several years.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential… I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Image source: Getty Images. Enter Your Email Addresslast_img read more

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House in Janeanes / Branco-DelRio Arquitectos

first_imgArchDaily Photographs Architects: Branco-DelRio Arquitectos Area Area of this architecture project “COPY” Photographs:  do mal o menos Save this picture!© do mal o menosRecommended ProductsMetallicsSculptformClick-on Battens in Ivanhoe ApartmentsPorcelain StonewareCosentinoSurfaces – Dekton® Chromica CollectionMetallicsTECU®Copper Surface – Classic CoatedEnclosures / Double Skin FacadesRodecaRound Facade at Omnisport Arena ApeldoornText description provided by the architects. The access area of this site is a welcoming space as the existing buildings and stone walls convert it in a confined a shady location. As you course along westward, the slope to reach the highest part of the garden is considerable. At this point, stripped of limits, the distant mountains are the only horizon.Save this picture!© do mal o menosThe task consisted in converting the agricultural use buildings in a weekend home for a four generation family. Thus, the usual program of a single-family house: living room, dining room, kitchen and five bedrooms, is organized so that each space can be used with a degree of intimacy and independence. To this program was also requested the addition of a library.Save this picture!© do mal o menosThe main areas of the house occupy the old corrals – four stony and dark volumes, with very occasional openings, adjacent amongst but with no communication between them, located at different levels and following the slope of the land with North orientation.Save this picture!Floor PlanSave this picture!DiagramThe project proposes two fundamental operations: first a new longitudinal axis that cuts across the various existing buildings, like a corridor carved in stone that unites the various spaces. Secondly, two new patios enable natural light to reach the innermost parts of the house.Save this picture!© do mal o menosThe work is completed with an exterior dining area and a swimming pool located near the existing barn floor at the upper part of the land, taking advantage of the best views and most advantageous sun exposure.Save this picture!© do mal o menosThroughout the work process the idea of contrast and surprise was always present. An exterior that mimics the stony and massive surroundings is very distinct from the sober and very illuminated interior that offers a delicate unexpected encounter in contrast with the rough brutality of the circumambient.Save this picture!© do mal o menosProject gallerySee allShow lessHouse as a Rock / Global ArchitectsSelected ProjectsWhite Office Building / BNS StudioSelected Projects Share Portugal CopyAbout this officeBranco-DelRio ArquitectosOfficeFollowProductsWoodStoneConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesRefurbishmentSerra de JaneanesPortugalPublished on September 01, 2016Cite: “House in Janeanes / Branco-DelRio Arquitectos” [Casa em Janeanes / Branco-DelRio Arquitectos] 01 Sep 2016. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodPanel Façade SystemRailing / BalustradesMitrexIntegrated Photovoltaic Railing – BIPV RailingMetal PanelsAurubisPatinated Copper: Nordic Green/Blue/Turquoise/SpecialPlastics / FibersRodecaTranslucent Building Elements in Downton Primary SchoolSkylightsVELUX CommercialModular Skylights – LonglightBathroom FurnitureBradley Corporation USAToilet Partition CubiclesSignage / Display SystemsGoppionDisplay Case – One-offAcousticFabriTRAK®FabriFELT™ for Walls and CeilingsBoardsStructureCraftStructural Panel – Dowel Laminated TimberThermalSchöckInsulation – Isokorb® Concrete to SteelDoorsJansenSmoke Control Door – Economy 60Louvers / ShuttersShade FactorExternal Venetian BlindsMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream House in Janeanes / Branco-DelRio ArquitectosSave this projectSaveHouse in Janeanes / Branco-DelRio Arquitectos Houses “COPY” CopyHouses, Refurbishment•Serra de Janeanes, Portugal House in Janeanes / Branco-DelRio Arquitectos 2013 Area:  317 m² Year Completion year of this architecture project Save this picture!© do mal o menos+ 31 Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/793944/house-in-janeanes-branco-delrio-arquitectos Clipboard Year:  Projects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/793944/house-in-janeanes-branco-delrio-arquitectos Clipboardlast_img read more

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Tearfund raises £14,000 online in under two weeks

Howard Lake | 22 July 1999 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tearfund has raised over £14,000 online in under a fortnight in response to its Kosovo appeal.Jason Potts reports in this month’s WebWatch column in Professional Fundraising magazine that aid agency Tearfund has raised £14,000 online in under two weeks. The charity was able to publish an online appeal within a day and send an e-mail appeal to the 3,000 supporters who have given it their e-mail address over the past three years.Potts adds that the charity received “several healthy donations of £1,000 as part of that total.” Advertisement About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.  27 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tearfund raises £14,000 online in under two weeks read more

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Yorkshire Bank launches £150,000 Community Award Fund

first_imgIn addition to the main category awards, there will be a further 20 awards of £1,000 to projects that are considered ‘highly commendable’. There will also be an extra £10,000 award for the best overall entry.These awards are in addition to the existing support Yorkshire Bank provides for community and charity groups through its charitable foundation, the Yorkshire and Clydesdale Bank Foundation.www.ybonline.co.uk/awards Yorkshire Bank has announced a £150,000 fund to help support charities and community groups across its heartland. The fund is part of the bank’s 150th anniversary celebrations.The £150,000 fund will be used to make awards to projects in four categories – environment, volunteering, education and regeneration.The winning entry in each category will receive the ‘Colonel Akroyd Community Award’, named after the bank’s founder, plus £10,000. Four runners-up will receive a certificate plus £5,000. Advertisement  23 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: corporate Funding North Eastcenter_img Howard Lake | 17 July 2009 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Yorkshire Bank launches £150,000 Community Award Fundlast_img read more

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Access Group acquires Eazy Collect to extend payment processing services

first_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis11 Howard Lake | 24 June 2019 | News Advertisement  315 total views,  1 views today Software provider The Acccess Group has completed its acquisition of Eazy Collect, the UK payment platform providers for SME’s, not-for-profit, blue-chip corporates and the public sector.Eazy Collect processes over four million payments per year, with a consolidated value of more than £400m, for 800 companies and organisations of all sizes. Established in 2002, Eazy Collect initially focused on the leisure industry. Since then it has expanded to work with organisations across the charity, insurance, utility, finance, telecoms and other sectors, including brands such as Arriva, Cannon Hygiene, Midlands Air Ambulance and IHG Hotels.Chris Bayne, CEO of Access, commented: “Following our recent acquisition of Rapidata, the market leader in Direct Debit processing for the not-for-profit sector, we are enhancing and extending our business in this space with the acquisition of Eazy Collect.  We now have a commanding position in the UK payment processing space across multiple industries and will be able to offer even more of our customers, current and future, the capability to process payments in an integrated fashion through their Access Workspace solutions.”The Access Group, established in 1991, has over 18,000 customers in the commercial and not-for-profit sectors. WATCH: Easy Collect Direct Debit services About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Tagged with: Access Group Consulting & Agencies direct debit Access Group acquires Eazy Collect to extend payment processing services 4 billion direct debit transactions a yearThe UK direct debit payments market handled over 4 billion transactions last year. Ninety per cent of UK adults have at least one Direct Debit. Andy Stalsberg, CEO of Eazy Collect, said: “The growth of the business has been established on a solid foundation of delivering cloud-based and integrated payment processing solutions built on the five key tenants for our industry – compliance, security, integrity, confidentiality and availability. ”  316 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis11last_img read more

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EPA aids Big Coal, imperils human health and planet

first_imgMountaintop removal mining in AppalachiaThe Trump administration handed Big Coal a bonanza when the Environmental Protection Agency proposed rolling back pollution controls on coal-burning electrical power plants on Aug. 20. Andrew Wheeler, former coal industry lobbyist and acting EPA administrator, signed the plan to the cheers of Big Coal and boos from environmentalists and public health advocates. Wheeler has been dubbed “a member of the coal industry’s Hall of Fame.”The current U.S. president pledged to rejuvenate the coal industry throughout his election campaign. He promised mine owners that he would help them increase profits and get rid of pesky pollution controls. In his first day in office, he showed his allegiance to these corporate polluters by terminating a ban on coal companies dumping waste into bodies of water.Now, with Trump’s blessing, comes the EPA’s new policy, misnamed the Affordable Clean Energy plan. This so-called “environmental” policy is a sham that will actually increase coal-plant emissions of carbon dioxide, a major cause of global warming. Coal-fired power plants use coal combustion to generate electricity. This process is dangerous; it produces pollutants which poison the air, harm human health and contribute to climate change. Coal produces the most carbon emissions of any fossil fuel used to generate electricity.The EPA is also proposing to weaken controls on mercury emissions. Mercury, another coal-fired power plant pollutant, damages the brain and nervous system and harms fetal development.The new EPA measures will overturn “pollution controls on planet-warming carbon dioxide from coal-fired power plants [put in place] in an effort to move to cleaner energy sources like wind and solar power,” explains the Aug. 20 New York Times. The ACE plan also gives states the power to decide how much to cut emissions while limiting what they can do to upgrade coal plants. That could help the dirtiest, greenhouse-gas-spewing old power plants keep operating, without installing pollution controls.Coal is still used for 30 percent of U.S. consumers’ electrical needs. Natural gas, a fossil fuel mostly obtained by dangerous “fracking,” fills 32 percent of needs. Nuclear energy makes up 20 percent of usage.However, cheaper renewable energy sources, such as solar and wind power that are healthier for human life and the planet, are increasingly being used in the U.S. and around the world, with China in the lead.Demand for coal has lessened while it has increased for renewable energy. U.S. solar and wind industries employ three times as many workers as does the coal industry. Coal exports have decreased, as more countries have switched to safer, cheaper solar, wind and other energy sources because of the environmental health dangers of coal and other fossil fuels.Coal is no longer a necessity, as there is no energy shortage because of other alternatives. Yet the Trump administration is trying to sabotage moves to renewable energy. The White House is fiercely challenging California’s mandate that all electricity should come from carbon-free sources by 2045. Hawaii plans to do the same, while other states are moving in that direction.Human health sacrificed for profitsBy the EPA’s own admissions about its plan, the release of more carbon pollution could cause an additional 1,400 premature deaths and 15,000 more cases of bronchial disease a year. The agency’s figures show that by 2030 there could be 96,000 more severe cases of asthma, said CBS News on Aug. 21. The same day Fred Krupp, president of the Environmental Defense Fund, stated, “The Trump plan means millions of tons more air pollution endangering our children’s health, lives and future.”Smoke from coal plants endangers human health. Burning coal also causes other chemical reactions which release toxic airborne pollutants and heavy metals into the atmosphere. The Union of Concerned Scientists lists these pollutants, which cause cancer, heart and lung disease and neurological disorders, at tinyurl.com/ydckummk. U.S. coal power plants emitted more than 197,000 tons of soot and other airborne particulates in 2014; these impair children’s lung development and cause lung disease in adults.Since many coal-fired plants are located near low-income African-American, Latinx and Indigenous communities, their residents will be more severely affected by these illnesses, something that is not a concern to administration racists.The methods involved in mining coal are also dangerous and deadly to workers and nearby communities. With mountaintop mining, a common form of surface mining, explosives open the mines and automated machinery mines the coal. The mining and processing spews dust made of ultra-fine particles composed of carcinogenic metals. This dust covers the landscape and houses, and clogs waterways. This coal extraction method has been used on more than 500 Appalachian mountains.Michael Hendryx of Indiana University says air pollution from this type of mining leads to 1,200 additional deaths a year from heart and lung disease in neighboring low-income Appalachian communities. Birth defects also increase. (Yale Environment 360, Nov. 21)A year ago, Trump’s appointees to the Interior Department halted a National Academies of Sciences engineering study of mountaintop mining’s public health risks. It appears this was a deliberate action to keep nearby communities uninformed about the real, local dangers of this type of mining. (NY Times, Aug. 21, 2017)Miners: more lung disease, fewer jobsToday’s coal companies are using faster-moving machines that emit more dust from silica-laced rock surrounding the coal. Airborne silica dust causes lung disease, particularly among miners. Meanwhile, the Trump administration has weakened mining safety regulations, resulting in worsening health for miners and many more serious, even fatal, workplace injuries.Every day miners inhale this intensified coal dust, and many will ultimately suffer from respiratory illnesses, especially Black Lung disease. More than 76,000 miners have died from this illness since 1968. (Newsweek, Jan. 27) The worst form of the incurable disease now affects more Appalachian coal miners than ever, including newer, younger miners.David Blakley, epidemiologist with the National Institute for Occupational Safety and Health, has said, “As a percent of all miners, we’re seeing more of it than we’ve ever seen before.” It could affect one in five miners. (npr.org, May 22)Meanwhile, the number of coal jobs has been drastically reduced because of acceleration in mechanization and technology. Although the current president promised more jobs to desperate miners to get their votes, his words were empty promises. While there were 250,000 such jobs 40 years ago, the Bureau of Labor Statistics reported 51,800 coal mining jobs as of Dec. 31.Only 1,100 coal jobs were added nationally in 2017, while several coal-producing states have lost mining jobs. Coal companies have shuttered. The huge, mechanized mining sites are increasing production and profits — but with fewer workers. Miners are desperate to obtain these jobs to feed their families.The current mining methods used by coal companies have impoverished formerly coal-dependent communities in Appalachia and elsewhere. Former miners and their relatives are left with only low-wage jobs, if any, and damaged health.The United Mine Workers website emphasizes, “If miners want to reduce their exposure to respirable coal mine dust, they need to join the union. No one else will provide them the protections they need on the job.”Unions are crucial in the fight for workers’ protections, especially now as the corporations, with their ally in the White House, wage war on workers’ rights and lives. What is needed is worker solidarity and militant action to protect health and safety, demand jobs and pensions and guarantee the survival and flourishing of communities and the planet.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

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White House wages war on reproductive justice

first_imgWomen’s Fightback Network activists joined a pro-choice march to Planned Parenthood in Boston, July 2014.The Trump administration strategically announced three new rules about birth control and abortion coverage on Nov. 7. Women’s health advocates saw the timing the day after the election as a renewed attack in Trump’s war on reproductive justice.The U.S. Departments of Health and Human Services, Treasury and Labor jointly announced two newly revised rules for nonprofits and some businesses to apply for religious or moral exemptions to the Affordable Care Act’s birth control mandate. The ACA requires that contraceptives, defined as preventive care, be provided without a co-pay. Some rules are already on the books due to Supreme Court rulings beginning in 2014 that affirmed such exemptions.Federal attacks on contraception accessThe misogynous, anti-abortion Trump cabal, catering to its evangelical base, has twice before tried to expand the exemptions. Two federal district courts ruled against them. A judge in the Oakland, Calif., wrote in December 2017: The rules would “transform contraceptive coverage from a legal entitlement to an essentially gratuitous benefit wholly subject to their employer’s discretion.”A May 2018 report by the Guttmacher Institute, which studies women’s health care, succinctly sums that up in an article titled: “In Bad Faith: How Conservatives Are Weaponizing ‘Religious Liberty’ to Allow Institutions to Discriminate.”In what ways the new rules will differ from previous ones — and survive appeals — has not yet been determined.A Nov. 8 Rewire.News article reports that these birth control rules will directly endanger health care for more than 55 million cisgender women and an unknown number of trans and nonbinary people who depend on ACA’s free contraceptive care.“These rules threaten to erode decades of progress in increasing women’s [sic] reproductive autonomy,” said Dr. Lisa Hollier, president of the American College of Obstetricians and Gynecologists. She added that the final rules “follow an alarming pattern of medically unnecessary decisions in health policy that, together, undermine access to care and advance harmful, medically inaccurate rhetoric about women’s [and gender nonconforming people’s] health.”As an Oct. 30 New York Times article observed: “The Obama administration cited studies showing that as the use of contraceptives went up, the rate of unintended pregnancies came down. But the Trump administration said these studies did not prove a causal link.” That’s yet another example of the current administration thumbing its nose at science.The Centers for Medicare and Medicaid Services, a division of HHS, announced a new rule that would require ACA health insurance plans in 2019 to separate out any portion of premiums that would apply to abortion care and bill customers separately for it. That means customers would have to pay the abortion care premium out-of-pocket. Until now, the payment was separate, but the bill was not.This requirement, noted Rewire.News, would increase overhead costs for health insurance companies providing abortion coverage, which would discourage companies from offering it. And customers might object to paying for the abortion-related portion of coverage — an outcome which anti-choice groups have long supported.News from states and other developmentsTwo states passed referendums limiting abortion in anticipation that the Supreme Court will soon overturn its 1973 Roe v. Wade decision legalizing abortion. The Center for Reproductive Rights estimates that access to abortion would be at high risk in 22 states if Roe is overturned.Alabama passed a constitutional amendment declaring state policy is to “support the sanctity of unborn life and the rights of unborn children” and “not protect the right to abortion or require funding for abortion.” There is no exemption in case of rape, incest or endangerment to the health or life of the mother. The amendment has been nicknamed the “personhood amendment,” and will be challenged in court.West Virginia approved a measure that strips away any protection in the state constitution for abortion rights. It also cuts any Medicaid funding for abortions (exceptions are rape, incest and maternal health) and sets a jail sentence of three to 10 years for anyone who performs or receives the procedure. Given that state laws criminalizing abortion are exceedingly rare, this measure will be appealed.Iowa Gov. Kim Reynolds signed one of the country’s most restrictive abortion bills on May 4. The so-called “heartbeat” law bans abortions once a fetal heartbeat has been detected at about six weeks. Exceptions allow for cases of rape, incest and medical emergency. The law is being challenged in court, while Reynolds was reelected.Meanwhile, Oregon voters turned down Measure 106 prohibiting public funding for most abortions. The referendum sought to overturn the state’s Reproductive Health Equity Act passed last year. It guaranteed everyone access to abortion and other reproductive health services at no cost.Three states, Idaho, Utah and Nebraska, approved ballot measures to expand Medicaid under the ACA. That will ensure 330,000 poor people — many Black and Brown individuals, single mothers, youth and gender nonconforming people — will have access to free or low-cost health care, including birth control.A new study published in the May issue of Journal of Medical Internet Research reports there are 27 U.S. “abortion deserts” — major cities where pregnant people have to travel more than 100 miles to reach an abortion care facility. For example, a person living in Rapid City, S.D., has to drive 318 miles to reach the nearest provider in Billings, Mont.In its 2017 report released May 8, the National Abortion Federation noted that trespassing at abortion clinics has tripled since Trump took office — from 247 incidents in 2016 to 823 in 2017. Such invasions violate an individual’s right to safely and privately secure an abortion. NAF asserts the Trump administration encouraged such offenses.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

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New basketball arena set to be completed before season

first_imgMatt Johnson + posts Twitter TCU places second in the National Student Advertising Competition, the highest in school history TCUnderground promotes community and diversity through artistic expression Linkedin Facebook Frog Corps continues to grow, promote school spirit New library renovation plans draw mixed reactions The College of Science and Engineering Dean, Phil Hartman, retires after 40 consecutive years TCUnderground holds auditions to prepare for its festival in April Previous articleNew connection space offered for transfer studentsNext articleTCU to embark on Civil Rights journey Matt Johnson RELATED ARTICLESMORE FROM AUTHOR Linkedin Matt Johnsonhttps://www.tcu360.com/author/matt-johnson/ Matt Johnsonhttps://www.tcu360.com/author/matt-johnson/ printThe construction of the Ed and Rae Schollmaier Arena is projected to be a slam dunk when it is completed Nov. 12.The project has added a new courtside club lounge, a TCU Athletics Hall of Fame and more locker room space for both men and women, said Harold Leeman, the planning, design and construction director for the TCU Physical Plant.Leeman said the new amenities will offer a new viewpoint for casual and dedicated fans alike.“I think it will greatly enhance the experience of a normal fan for a game, but I am sure that it will be a destination for many just to come and walk through the Hall of Fame,” Leeman said. “The Courtside Club will be a spectacular place for the TCU donors to come before – and during – the game for food and drink.”Thomas Merryman, a junior film, television and digital media major, said he has not stepped foot inside the arena since his freshman orientation. He said he has never had an interest in basketball, but all the new changes have gotten him curious.“I think the student body is going to be affected positively by it,” Merryman said. “They have the morale of their team being in some place that is grand and someplace that they can take pride in being apart of.”Some students said they are more excited about the non-sports related opportunities the new space will offer them.“I’m excited to be the first to graduate in there,” said George Downham, a senior accounting major.The arena, which was previously known as the Daniel-Meyer Coliseum, has undergone a $72 million renovation, which began after the 2013-14 basketball season. ReddIt Matt is a senior film major and journalism minor from The Woodlands, Texas. He covers Arts, Entertainment and Media for TCU360. Twitter TCU Frog Camps returning to more traditional look this summer The construction of the Ed and Rae Schollmaier Arena will be completed Nov. 12. Facebook Matt Johnsonhttps://www.tcu360.com/author/matt-johnson/ Matt Johnsonhttps://www.tcu360.com/author/matt-johnson/ ReddItlast_img read more

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TCU shuts out Oral Roberts in NCAA opener

first_imgReddIt Another series win lands TCU Baseball in the top 5, earns Sikes conference award Linkedin Grant McGalliard Facebook printHeading into the Fort Worth regional, TCU was expected to depend on its offense, as the pitching staff wasn’t as lights-out as previous years.Well, against the Oral Roberts Golden Eagles on a rainy Friday night at Lupton Stadium, the pitchers showed up — but the Frogs brought their bats too, just in case.Mitchell Traver threw five shutout innings and Cam Warner launched a deep two-run shot to highlight a 7-0 win for TCU as the Frogs began their run to Omaha.It was a true team effort for the Frogs, as four pitchers contributed to the shutout and each batter had exactly one hit.Some of those hits, however, like Warner’s home run and Michael Landestoy’s two-strike single in the bottom of the 6th, were more important than others, said head coach Jim Schlossnagle postgame.“Michael’s at bat there in the sixth inning with two strikes and the runner going was a big part of the game,” Schlossnagle said. “And then, obviously, Cam hit one out of the ballpark.”Warner’s shot came off of a hanging breaking ball on the first pitch, something that he said he wasn’t surprised by.“Coach came to me before the at-bat when the new guy [ORU’s Josh McMinn] came in,” Warner said, “and [Schlossnagle] actually said, ‘heads up, first pitch, you might get a hanging breaking ball.’”“And, funny thing is, I got a hanging breaking ball.”Schlossnagle said the homer helped take some pressure off and allow the Frogs to “use some different guys in the bullpen to be a little more rested for tomorrow.”Those different guys — Brian Trieglaff, Preston Guillory, and Dalton Brown — are part of what Schlossnagle contends is one of the most important units for the Frogs.“That’s been the M.O. all year. We really like our bullpen,” Schlossnagle said. “Whether it be because of coming back from injury like Mitchell, or just lack of performance [from the starters], the one good thing about our bullpen is that it gets used a lot.”The Frogs were able to work the count early. Oral Roberts’ Bryce Howe walked at least one batter in all of his six innings, and TCU drew 8 walks from Howe on the day.Howe threw 116 pitches, but allowed just two earned runs. TCU scored their first run of the game in the first inning on a throwing error, and the two sides would fail to score again until TCU’s big sixth inning.While Howe was pitching in and out of jams in nearly every inning, Traver was able to largely stay efficient.Oral Roberts went down in just seven pitches in the 2nd inning, and Traver averaged 12 pitches per frame in his five innings of work.The closest Oral Roberts came to scoring was in the 4th, when they loaded the bases. Traver was able to get out of that jam, and the Golden Eagles never seriously threatened again.Oral Roberts was able to make solid contact on several pitches, but the ball seemed to always find a TCU fielder.“They were taking big swings on the fastball early in the count,” Traver said, “and it just so happened that a lot of the time, the ball was going right to guys.”Field conditions were an issue for both teams, as continual showers throughout the day pushed the start time of the game back from 6:30 p.m. to 7:45. TCU right fielder Austen Wade took a tumble in the 4th inning while chasing a deep ball, and every outfielder was extra careful with their footing.Oral Roberts’ right fielder Noah Cummings let out a chuckle when asked about the state of Lupton Stadium.“It was wet out there,” Cummings said. “Every step you took, there was splashing going on.”Schlossnagle said the field was the softest he could remember since a new drainage system was installed at Lupton Stadium nearly a decade ago.“I even made the statement before the game to the guys running the tournament, ‘if we get one more shower, I don’t know if it’s safe to play,’” Schlossnagle said. “It was scary out there.”TCU next takes the field Saturday at 6:30 p.m. against Gonzaga, who knocked off Arizona State 5-1 in the early game on Friday. ASU and Oral Roberts will meet in an elimination game tomorrow at 11 a.m.Jared Janczak is expected to take the mound for the Frogs tomorrow. ReddIt Facebook TCU baseball finds their biggest fan just by saying hello Baseball season recap: Rebuilding turns to reloading after surprise CWS trip Grant McGalliard is a senior journalism and political science major from Bay City, Texas. He’s worked in everything from sports to student organizations at TCU, and recently began blogging with the Dallas Morning News. In his spare time, Grant enjoys tweeting far too much, pretending he knows more than he does about Premier League soccer, and listening to the music of Kanye West. Grant McGalliardhttps://www.tcu360.com/author/grant-mcgalliard/ Twitter Taylor’s monster slam highlights big weekend for TCU Athletics Phi Kappa Sigma executive director, chapter president respond to dismissal TCU students receive evacuation text by mistake Previous articleFrogs have tough but winnable regionalNext articleTCU completes comeback win against Gonzaga Grant McGalliard RELATED ARTICLESMORE FROM AUTHOR Grant McGalliardhttps://www.tcu360.com/author/grant-mcgalliard/ Twitter Grant McGalliardhttps://www.tcu360.com/author/grant-mcgalliard/ Mitchell Traver threw five shutout innings against Oral Roberts in Friday’s win. Grant McGalliardhttps://www.tcu360.com/author/grant-mcgalliard/ TCU removes Phi Kappa Sigma for hazing and other misconduct + posts Linkedinlast_img read more

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