I think I can retire faster by doing this in addition to owning the FTSE 100

first_img See all posts by Jay Yao “This Stock Could Be Like Buying Amazon in 1997” I think I can retire faster by doing this in addition to owning the FTSE 100 Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Enter Your Email Address Simply click below to discover how you can take advantage of this. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee.center_img Jay Yao | Friday, 23rd October, 2020 Jay Yao has no position in any of the shares mentioned. John Mackey, CEO of Whole Foods Market, an Amazon subsidiary, is a member of The Motley Fool’s board of directors. Suzanne Frey, an executive at Alphabet, is a member of The Motley Fool’s board of directors. Teresa Kersten, an employee of LinkedIn, a Microsoft subsidiary, is a member of The Motley Fool’s board of directors. Randi Zuckerberg, a former director of market development and spokeswoman for Facebook and sister to its CEO, Mark Zuckerberg, is a member of The Motley Fool’s board of directors. The Motley Fool UK owns shares of and has recommended Alphabet (A shares), Alphabet (C shares), Amazon, Apple, Facebook, and Microsoft. The Motley Fool UK has recommended Experian and Sage Group and recommends the following options: long January 2022 $1920 calls on Amazon, short January 2021 $115 calls on Microsoft, long January 2021 $85 calls on Microsoft, and short January 2022 $1940 calls on Amazon. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Image source: Getty Images I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Our 6 ‘Best Buys Now’ Shares The FTSE 100 has underperformed the S&P 500 over the last five years. The UK index has fallen around 8.7% over that period, while the US index has rallied around 68%. The underperformance has continued in 2020, with the FTSE 100 down around 22% year-to-date and the S&P 500 up almost 8%. Given that both indexes are made up of leading multinational companies, what explains the difference in performance? Here’s why I think the S&P 500 has outperformed and the adjustment I, as a long-term investor, should make to potentially retire faster. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Why the FTSE 100 has underperformedI think one key reason the Footsie has underperformed over the past five years is that it isn’t as tech heavy as the S&P 500 is. While the US index has several notable big tech companies like Apple and Facebook,  the FTSE 100’s tech companies, such as Sage Group and Experian, are a lot smaller. The size difference of the leading companies means the difference in sector weighting for information technology is also particularly wide. Information technology made up 28.2% of the S&P 500 index as of 30 September 2020, but only 1.37% of the FTSE 100 index as of 30 June 2020, according to Siblis Research. The information technology sector is benefiting from a number of long-term trends. These include the move to e-commerce, remote work (even before the pandemic), the need for cybersecurity, and so on. Pair that with strong execution from individual companies and shares of IT companies have done really well. The sector’s good performance along with its higher weighting has really helped the S&P 500. How I’m adjusting for long-term investmentAlthough the stock prices of leading tech companies in the US are now considerably higher than they were five years ago, I think there’s still a lot of upside left in the big five tech stocks. Apple, Facebook, Alphabet, Amazon, and Microsoft collectively made up around 20% of the S&P 500’s total value in August. I’m a long-term investor who can stand volatility, so I think having exposure to the big five US tech companies is potentially a better way to retire faster than owning just the FTSE 100. While regulation could affect big tech in the US, the long-term outlook for technology as a whole is really good. The rate of technology advancement is increasing. Thanks to technology, companies can create lucrative markets in a short period of time. Some of those markets are also winner-take-all, providing even more benefits to leading tech companies. Each of the big five US tech companies have wide moats and excellent management. Given the tech imbalance between the FTSE 100 and the S&P 500, I think it might be better to have a blend of both the FTSE 100 and the S&P 500, or even a blend of the FTSE 100 and the more tech heavy NASDAQ. With a blend, I’d get both the ‘value’ of the FTSE 100 and the ‘growth’ potential of technology. last_img read more

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Frustration Mounts Over Farm Bill Inaction

first_img Frustration-mounts-over-farm-bill-inactionA September farm bill in time to replace expiring law appears less likely as the House-Senate conference committee resumes negotiations next week, the final week of the month. Committee member Iowa Senator Joni Ernst indicates there are some issues working out differences in areas like farm subsidies, conservation support, and food stamp work requirements. But the new CEO of the National Corn Growers Association, Jon Doggett says an on-time farm bill is needed this month.“We are very, very concerned about the seeming inability for the congress to get a farm bill done before the end of the month,” Doggett said. “It’s important. The current farm bill expires then and there will be certain programs that lose their budget baseline, and that’s a big problem, particularly for the FMD program which funds a lot of trade promotion overseas. We need to move a lot of corn overseas, so we’re very concerned. There’s no reason for us to not have a farm bill done by the expiration date. This is just another example of the congress being unable to do the business of the people.”The conference committee has only four days next week coming out of the current recess. But, Iowa Senator Chuck Grassley says that talking about a current farm bill extension now is not a good idea.“No, they wouldn’t dare talk about that,” he said. “That would slow down negotiations at this point. I’d say they would start talking about that the middle of October.”But that’s two weeks after current law expires, during which only mandatory spending, like farm payments and food stamps, would continue. The very frustrated Doggett from NCGA suggests House negotiators are unwilling to compromise on their tougher SNAP work requirements.Ernst is calling for “reasonable compromises,” and Chairman Pat Roberts stresses the need for “certainty and predictability” amid years of low crop prices and an escalating tariff war with China.Source: NAFB News By Andy Eubank – Sep 20, 2018 Facebook Twitter Facebook Twitter SHARE Frustration Mounts Over Farm Bill Inaction SHARE Home Indiana Agriculture News Frustration Mounts Over Farm Bill Inaction Previous articleBayer Says Dicamba Decision Likely Coming SoonNext articleRains Move Through Indiana Next Week Before Extended Dry Period Comes in October Andy Eubanklast_img read more

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New access guidelines published by the Law Society of Ireland

first_img RELATED ARTICLESMORE FROM AUTHOR WhatsApp Facebook Facebook Google+ Loganair’s new Derry – Liverpool air service takes off from CODA Previous articlePodcast – DL Debate Episode 9Next articleRestrictions likely to be extended beyond Easter News Highland Google+ New guidance has been published for parents and solicitors in Donegal in relation to access in the context of Covid-19 restrictions.Helen Coughlan, he Chair of the Law Society’s Family and Child Law Committee says the Covid-19 pandemic cannot be used as an excuse to prevent separated parents having contact with their children.She says court ordered access arrangements should be complied with to the greatest degree possible, or sensible alternatives should be agreed to allow parents to continue to have extensive access.Ms Coughlan says common sense should govern all discussions and decisions about access………..Audio Playerhttps://www.highlandradio.com/wp-content/uploads/2020/04/helenaccess7am-3.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume.**********************Press Release in full…..Law Society publishes new guidance for separated parents and family law solicitors in Donegal on issues of access during Covid-19 restrictionsThe Law Society of Ireland, in collaboration with the Family Lawyers Association, has developed new guidance for parents and solicitors in Donegal in relation to access in the context of Covid-19 restrictions.Solicitor Helen Coughlan, chair of the Law Society’s Family and Child Law Committee, explains, “The Covid-19 pandemic cannot be used as an excuse to prevent separated parents having contact with their children. This new guidance reflects the position of the Department of Justice and Equality and endorses the practice direction of the President of the District Court.”“The current health crisis has created some confusion and distress among the many families where children routinely move between the homes of their separated parents every day and week across Donegal.”“Court ordered access arrangements should be complied with to the greatest degree possible, or sensible alternatives should be agreed to allow parents to continue to have extensive access, for example via phone or video call, depending on the health considerations for each household,” Ms Coughlan said.“Common sense should prevail in these situations. If parents need advice on how to navigate this issue we always advise contacting your family law solicitor. In all cases where new or alternative access arrangements are put in place in light of Covid-19 restrictions we would also strongly advise that these are agreed by all parties and recorded in writing for clarity.”The guidelines are available at this link Pinterest AudioHomepage BannerNews WhatsAppcenter_img Twitter New access guidelines published by the Law Society of Ireland Important message for people attending LUH’s INR clinic Twitter News, Sport and Obituaries on Monday May 24th Pinterest Nine til Noon Show – Listen back to Monday’s Programme Arranmore progress and potential flagged as population grows By News Highland – April 7, 2020 Community Enhancement Programme open for applicationslast_img read more

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Varsity: From Crash to Lash

first_imgThe final day of this year’s Varsity ski trip saw dozens of students strip naked in the snow and perform “outrageous” tasks as they competed to win a free holiday.The Valley Rally competition, sponsored by luxury holiday company Scott Dunn, offered a free 5-star skiing holiday worth £2,000 in Saint Anton, Austria, for the winning team.Teams took part in challenges such as smashing an egg “in the most creative manner possible,” eating buckets of snow and posing for “adventurous” photographs.The winning team, all from St Anne’s College, placed an egg between the buttocks of one team member while another smashed it with a wine bottle. At the end of the challenge the team ate the egg.They also posed for erotic pictures on the slopes whilst naked, covered in pasta sauce and hot chocolate, in front of a crowd of 500 people.Despite attracting criticism from some for their behaviour, the team said they were glad to have won the competition. One team member said, “I think I may have got hypothermia but it was definitely worth it.”Another member of the winning team, said, “I sold my dignity for a free holiday.”The top three teams in the competition were all from Oxford, and the runners up drank each other’s urine. Students were also seen to strip naked to pose for photographs in snow drifts and to simulate sex acts on one another.One Varsity rep described how he believed he had witnessed students “losing their souls” while competing. Another rep, from tour company Off the Piste, said that she had been surprised at the willingness of participants to take their clothes off, especially given the freezing conditions and the presence of photographers.A video of the Valley Rally has since been posted on YouTube, where one girl can be seen with her top off. In another round, where the task was to eat as much snow as possible from a bucket in one minute, a group of Cambridge students requested to be allowed to urinate in the snow before consuming it, “for extra points.”A member of the group told Cherwell, “It was disappointing to make such an effort early on and then not to win. It makes it feel like it was all a bit pointless.”A large number of students originally signed up for the Valley Rally, but a high proportion dropped out when the nature of the competition became clear. The event had been marketed to students on the Varsity 2010 website with the tagline, “Make sure you don’t miss out on this great afternoon on the slopes.”According to a spokeswoman for Scott Dunn, the company choose to sponsor the Valley Rally as they saw Oxbridge students as a “great audience for a high end operator like themselves.” When contacted by Cherwell, Scott Dunn seemed unaware of the nature of the competition, and said they had believed that were sponsoring a “fun ski race.”The week-long trip to Val Thorens, in the French Alps, was also marked by another incident, when one of the coaches travelling from Oxford on the last day of term was involved in a serious collision on the M25. 44 students, mostly from New College and Oriel, were on board the coach when it crashed head-on into a lorry at approximately 2 o’clock in the morning. Treacherous weather conditions had forced the lorry to skid into the opposite lane.Almost all passengers on the coach suffered cuts and bruising, and several were taken to hospital for further treatment. The driver of the coach suffered a broken leg and a broken wrist.The collision occurred at Clacket Lane, near Croydon. Having been evacuated from the coach, the students were marshalled into a service station, where they spent three hours giving statements to the police and being assessed by ambulance crews.The service station’s hotel provided students with rooms, and in the morning they were transferred to a new coach to continue their journey.A number of students expressed their thanks to the coach driver, whose quick braking prevented the accident from being potentially far worse.Travelling to France proved difficult for all the skiers, as coaches and planes left amidst MET Office warnings of extreme weather conditions and “widespread icy roads.” ‘First-lift’ customers, who had paid extra to fly out to France early, were frustrated to be told that they would not be able to board their flights and would instead have to travel by coach.last_img read more

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German car sales slashed in half in May: Official data

first_imgChancellor Angela Merkel and ministers unveiled late Wednesday details of a 130-billion-euro (US$146 billion) stimulus package aimed at getting Europe’s top economy moving again.But aside from increased subsidies of up to 6,000 euros for electric car purchases, there was no direct aid for carmakers – reflecting opposition from both economists and environmentalists to a repeat of 2009’s post-financial crisis “cash for clunkers” scheme.Some politicians pointed to slashed value-added tax as a potential boost to auto manufacturers.May’s data showed that “reopening car showrooms at the end of April had next to no positive effect on demand,” said Reinhard Zirpel, president of the VDIK car importers’ federation.”The sector now hopes that the measures announced in the stimulus package will end buyers’ restraint and bring about an improvement in the second half of the year.”Topics : German new car registrations plummeted by almost 50 percent year-on-year in May, official data showed Thursday, with virus lockdowns hitting the vital industry hard ahead of a massive new economic stimulus package.Just over 168,000 cars were registered last month, the KBA transport authority said, down 49.5 percent compared with May 2019 and following a 37.7-percent drop in March and 61.1 percent in April.The May figures showed “some reduction in tensions on the new car market,” EY analysts commented, but “the car sector remains in a deep crisis”.last_img read more

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49ers Tevin Coleman spots difference from Matt Ryan to Jimmy Garoppolo

first_imgSANTA CLARA — Running back Tevin Coleman chuckled when comparing 49ers quarterback Jimmy Garoppolo with Atlanta Falcons counterpart Matt Ryan.“He’s smoother in the huddle. He doesn’t get on guys,” Coleman said after Wednesday’s practice. “Matt, he’d get on you. He’d definitely get on you.”Yes, Garoppolo’s cool demeanor apparently remains intact as he returns from last season’s knee injury.Tevin Coleman #26 of the Atlanta Falcons runs the ball against Antoine Bethea #41 of the San Francisco …last_img read more

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Nitrogen concerns for Ohio?

first_imgShare Facebook Twitter Google + LinkedIn Pinterest Over the past month or so, I participated in three conferences on nutrient loss. While many speakers addressed phosphorus concerns, several mentioned nitrogen as the next target. I focused on the nitrogen talks.So lets talk about nitrogen management. It leaks, like everywhere. Up and down — up as a gas when the soils are saturated and moves down and out with water movement. By my estimate we mineralized 100 pounds of N per acre in 2017, and probably lost 100 pounds or more in many spots to leaching and to denitrification. Even though 80% of the atmosphere is N, we still have to supply it for our grass crops. And we add more than we need, because we don’t want to be short. That’s an economic concern. So what can we do about managing nitrogen?The current tool to make nitrogen recommendations for corn in Ohio is the CNR, which stands for Corn Nitrogen Rate Calculator. The tool is housed at Iowa State University and includes our Ohio data in the model: http://cnrc.agron.iastate.edu. The model includes the neighboring states of Indiana and Michigan. A total of seven states are involved in the tool.How do you determine your N rate for your crop? The old rule of thumb was 1.2 pounds of N for every bushel of your yield goal. So in the old days for 200-bushel per acre corn, apply 240 units of N. But genetics, economics and environmental concerns have changed that thinking. And we have learned that yield goal is not a factor in setting your N rate. Let me repeat that: Yield Goal is Not a Factor in Setting the N Rate. It comes down to site and weather. And it is very possible that the lowest yielding field on your farm requires the most nitrogen.Economic based nitrogen calculators have been around since about 2005, they are used to calculate the economic optimum rate of nitrogen. In the recent past with high nitrogen prices and low corn prices, we were looking for the minimum rate to maximize economic yield. Then we went through the high grain prices of 2008 to 2014 and no one worried as much about the economic concerns. Today is different, again.I made a run on the CNRC with my numbers for next spring — corn at $3.50, N priced at $0.35 per unit N, in Ohio, in a corn/soybean rotation. Our most profitable recommended rate of N would be 175 pounds, with a profitable range from 158 to 191. The “profitable range” is within $1 per acre of the recommended rate. These numbers will change slightly as we add more data to the system from recent nitrogen rate trials. Keep checking back. Why don’t I throw in a factor for the site and weather?  That is somewhat covered by selecting Ohio as the state — that will get you to average soils, rainfall, and growing conditions. But because we don’t have enough information from the past to calculate the future, that means you may have to look for a way to incorporate “this” growing season into a nitrogen rate calculation.Do try out the Corn Nitrogen Rate Calculator on you own, with your prices. It is at http://cnrc.agron.iastate.edu. And perhaps think about how to most efficiently use that rate of nitrogen. What practices can you use to keep N where you put it, and keep it for crop needs?What is the right source — NH3 vs. 28% or urea, manure?N is basically the same, generally it goes into the crop as a nitrate. Do make use of the N in manure — maybe do a PSNT to see what is available. And depending on placement and timing, a stabilizer may be necessary for some sources.Right rate — use an N rate calculator?Use the CNRC. Or there are some other models out there, still a lot to learn with these but their goal is to take in-season information into account when selecting the right rate.Right time — as close to the time for crop needs as possible?Corn needs little nitrogen early in the season, but by V8, V10 or so there is rapid uptake. Perhaps apply 40 to 60 units of N at planting then delay the remainder until V8. Or apply 100 N with anhydrous ammonia pre-plant then use a crop sensor at V8 to determine the needs for the rest of the season. If you use this method it is really useful to have a N-rich strip to compare. It will also be useful to have a zero rate strip to determine what your soil/field is capable of mineralizing. Right place — next to the row, incorporated?Definitely get N into the soil. If we are dry and the nitrogen is on the surface, then it may not get to the crop as quickly as needed but from work I saw from this past summer in western states, this rarely happens. Does N need to be next to the row? Not really, we have enough rain and soil moisture in Ohio that we can put it between the rows and the roots will get to the N.last_img read more

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Meghalaya brings down malaria cases by 87%

first_imgMeghalaya has brought down the number of malaria cases by 87% in the past three years and the State government has set a target of eliminating the disease by 2030, a senior official said on Friday. The control and prevention of malaria and other vector borne diseases should not be left to the Health Department alone as per the international campaign “Zero Malaria Starts With Me”, Additional Chief Secretary R.V. Suchiang said. “Zero Malaria Starts With Me” is the theme of this year’s World Malaria Day which is globally observed on April 25 by the World Health Organisation (WHO). “The State has been able to bring down malaria disease burden by 87% in the past three years. A concerted effort is mandated from the State government departments, Armed Forces and private partners to achieve the goal of malaria elimination by 2030 as per the National Framework for Malaria Elimination of the Union Health Ministry,” Ms. Suchiang said. She was addressing an inter-sectoral convergence meeting for prevention and elimination of malaria and other vector-borne diseases in the State. Ms. Suchiang also stressed on the need of a policy framework to guide the line departments in the districts to tackle problems of prevention and control of malaria.last_img read more

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Hunter Maritime Acquisition Extends Tender Offer

first_imgzoom The Marshall Islands-based Hunter Maritime Acquisition Corp. has extended its previously announced tender offer to buy up to 8,233,100 of its Class A common shares until 5:00 p.m. New York City time on June 2, 2017. With a value of USD 0.0001 and a purchase price of USD 10 per share, the Class A common shares are currently listed on the Nasdaq Capital Market.The tender offer has been made in connection with the company’s proposed acquisition of five identified Capesize dry bulk carriers.As World Maritime News earlier reported, the ships would be bought in an en bloc transaction from Germany’s Oskar Wehr for a total of USD 139.4 million. The acquisition is subject to the satisfaction of relevant condition.Hunter Maritime said the tender offer is being made pursuant to the company’s organizational documents to provide its public shareholders with an opportunity to redeem their Class A common shares for a pro rata portion of the trust account established to hold the proceeds of the company’s initial public offering consummated on November 23, 2016.The company intends to fund the purchase of Class A common shares in the tender offer with cash available from the trust account.last_img read more

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